The VBC - The Virtual Business Card

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    The VBC - The Virtual Business Card

    uses cookies to personalize your experience and make our site easier for you to use.

    We do also share that information with third parties for analytics.

    Terms & Conditions

    The VBC Users Terms of UseLast Updated : January 10th 2021

    Please read these Terms carefully, as they affect your legal rights. Your agreement to The VBC - The Virtual Business Cards and PGH Sàrl with and be bound by these Terms is deemed to occur upon your first use of the Site, App and/or Services. If you do not agree to be bound by these Terms, you should stop using the Site, App and Services immediately.

    Welcome, and thank you for your interest in The VBC - The Virtual Business Card an app of PGH Sàrl (The VBC, The VBC - The Virtual Business Card, PGH Sàrlwe, or us) and our website at, along with our related subdomains, APIs, web and mobile applications, and other services provided by us (collectively, the Services). These Terms of Use are a legally binding contract between you, The VBC and PGH Sàrl regarding your use of the Services.
    please read the following terms carefully: by clickingi accept or any buttons that give you access to one of our services,” or by downloading, installing, or otherwise accessing or using the services, you agree that you have read and understood, and, as a condition to your use of the services, you agree to be bound by, the following terms and conditions, including The VBC - The Virtual Business Card and PGH Sàrl’S Privacy policy (together, these terms). if you are not eligible, or do not agree to these terms, then you do not have our permission to use the services.

    1. Services Overview

    The VBC - The Virtual Business card is an app, PWA, website that give you the opportunity to create Virtual Business cards and share them with anyone.
    You can Name our app :
    The VBC
    The VBC - The Virtual Business Card
    The Virtual Business Card

    2. Eligibility

    To use the Application or any other part of the Services, you must be at least 18-years old. By agreeing to these Terms, you represent and warrant to us that: (1) you are at least 18-years old; and your registration and your use of the Services are in compliance with any and all applicable laws and regulations.

    3. Accounts and Registration

    In order to use the Services, you must register for an account on the Services (your Account). 
    The information you provide us in order to set up and update your Account constitutes proof of your identity. You guarantee to The VBC that the information provided by you to The VBC is complete, accurate, and up to date and is not in any way misleading, and you agree to notify The VBC immediately if any information provided by you is no longer complete, accurate, and up to date or has become misleading.  

    When you register for or attempt to login to your Account for the first time, you will be asked to provide a password. You are solely responsible for maintaining the confidentiality of your Account and password, and you accept responsibility for all activities that occur under your Account. Any logins to one of our services using your username and password will be deemed to have been affected by you.

    Same case in the case you used a third party to sign up or login for exemple: Linkedin, Facebook, etc.. The VBC will never use those provider to get any information who is not needed to field your account with.

    If you believe that your Account has been used without your knowledge or is otherwise no longer secure, then you must immediately notify us at by using one of our contact forms. In which case, The VBC is entitled to take measures it deems appropriate in its discretion to protect your Account and the Services related to your Account.

    4. License

    Limited License. Subject to your complete and ongoing compliance with these Terms, The VBC grants you, solely for your personal, non-commercial use, a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to: (a) install and use one object code copy of the Platform obtained from a legitimate marketplace (whether installed by you or pre-installed on your mobile device by the device manufacturer) on a mobile device that you own or control; and (b) access and use the Services.

    License Restrictions. Except and solely to the extent such a restriction is impermissible under applicable law, you may not: (a) reproduce, distribute, publicly display, or publicly perform the Services; (b) make modifications to the Services; or (c) interfere with or circumvent any feature of the Event Platform or the Services, including any security or access control mechanism. If you are prohibited under applicable law from using the Services, you may not use it.

    Feedback. If you choose to provide input and suggestions regarding problems with or proposed modifications or improvements to The VBC or the Services (Feedback), then you hereby grant The VBC an unrestricted, perpetual, irrevocable, non-exclusive, fully-paid, royalty-free right to exploit the Feedback in any manner and for any purpose, including to improve any Event Platform or the Services and create other products and services.

    5. Intellectual Property

    The Services are owned and operated by The VBC & PGH Sàrl. The visual interfaces, graphics, design, compilation, content, of any kind (including templates, text, images, visuals, music, logos, trademarks, etc.), information, data, databases, computer code (including source code or object code), products, software, systems, structure, infrastructure, services, and all other elements of the Services (Materials) provided by The VBC are protected by intellectual property, database producer rights in force, and other laws. All Materials included in the Services are the property of The VBC & PGH Sàrl or its third-party licensors. Except as expressly authorized by The VBC, you may not make use of the Materials or otherwise dismantle, decompile, decode, extract, reuse, copy, reproduce, represent, disseminate, or use any or all of the Materials. The VBC reserves all rights to the Materials not granted expressly in these Terms and may take legal action to enforce its rights.

    6. Your Responsibilities and Obligations

    Without prejudice to the other obligations contained in these Terms, you represent and warrant to The VBC and otherwise covenant as follows:

    • When using the Services, you will comply with these Terms and all applicable laws, rules, and regulations in force, and you will not infringe or cause The VBC to infringe the rights of any third party or public order;

    • You alone are responsible for your use of the Services;

    • You will provide The VBC with all information necessary to properly deliver the Services to you as contemplated under these Terms;

    • You alone are responsible for your behavior at any share of your VBC(s), and you will comply with any terms and conditions; and

    • You alone are responsible for your use of the Services and for any contacts you may forge with and any information you provide to any Person(s), Organizer, Attendee and/or Exhibitor (as applicable) that you connect with through the Services.

    • You do not share your contact information with people you don’t know or trust, The VBC &/or PGH Sàrl cannot be held responsible for a decision you have taken.

    7. Your User Content

    User Content Generally. Certain features of the Services may permit users to upload content to the Services, including documents, details, data, information, messages, photos, video, images, folders, data, text, and other types of works (collectively, User Content) and to publish User Content on the Services. You retain any copyright and other proprietary rights that you may hold in the User Content that you make available through the Services.

    Limited License Grant to The VBC & PGH Sàrl. By providing User Content to or via the Services, you grant The VBC a worldwide, non-exclusive, royalty-free, fully paid right and license (with the right to sublicense) to host, store, transfer, display, perform, reproduce, modify for the purpose of formatting for display, and distribute your User Content, in whole or in part, in any media formats and through any media channels now known or hereafter developed.

    Limited License Grant to Other Users. By providing User Content to or via the Services to other users of the Services, you grant those users a non-exclusive license to access and use that User Content as permitted by these Terms and the functionality of the Services.
    User Content Representations and Warranties. The VBC & PGH Sàrl disclaims any and all liability in connection with User Content. You are solely responsible for your User Content and the consequences of providing User Content via the Services. By providing User Content via the Services, you affirm, represent, and warrant to us that:

    • you are the creator and owner of the User Content, or have the necessary licenses, rights, consents, and permissions to authorize The VBC & PGH Sàrl and users of the Services to use and distribute your User Content as necessary to exercise the licenses granted by you in this Section, in the manner contemplated by The VBC, the Services, and these Terms;

    • your User Content, and the use of your User Content as contemplated by these Terms, does not and will not: (a) infringe, violate, or misappropriate any third-party right, including any copyright, trademark, patent, trade secret, moral right, privacy right, right of publicity, or any other intellectual property or proprietary right; (b) slander, defame, libel, or invade the right of privacy, publicity or other property rights of any other person; or (c) cause The VBC to violate any law or regulation;

    • your User Content could not be deemed by a reasonable person to be objectionable, profane, defamatory, abusive, indecent, pornographic, harassing, racist, obscene, shocking, violent, xenophobic, revisionist, threatening, embarrassing, hateful, or otherwise inappropriate;

    • your User Content is not, and does not propose or promote activities that are, illegal, fraudulent, false, or misleading; and

    • your User Content is lawful, does not contravene public order, morality or the rights of third parties, does not breach any legislative or regulatory provision, and cannot in any way result in civil or criminal liability for The VBC or/& PGH Sàrl.

    User Content Disclaimer
    . We are under no obligation to edit or control User Content that you or other users post or publish, and will not be in any way responsible or liable for User Content. The VBC may, however, at any time and without prior notice, screen, remove, edit, or block any User Content that in our sole judgment violates these Terms or is otherwise objectionable. You understand that when using the Services you will be exposed to User Content from a variety of sources and acknowledge that User Content may be inaccurate, offensive, indecent, or objectionable. You agree to waive, and do waive, any legal or equitable right or remedy you have or may have against The VBC or/& PGH Sàrl with respect to User Content. If notified by a user or content owner that User Content allegedly does not conform to these Terms, we may investigate the allegation and determine in our sole discretion whether to remove the User Content, which we reserve the right to do at any time and without notice. For clarity, The VBC does not permit copyright-infringing activities on the Services.

    Monitoring Content. The VBC does not control and does not have any obligation to monitor: (a) User Content; (b) any content made available by third parties; or (c) the use of the Services by its users. You acknowledge and agree that Swapcard reserves the right to, and may from time to time, monitor any and all information transmitted or received through the Services for operational and other purposes. If at any time The VBC chooses to monitor the content, The VBC still assumes no responsibility or liability for content or any loss or damage incurred as a result of the use of content. During monitoring, information may be examined, recorded, copied, and used in accordance with our Privacy Policy.

    8. Prohibited Conduct


    • use the Services for any illegal or fraudulent purpose or in violation of any public order or local, state, national, or international laws, rules or regulations;

    • harass, threaten, demean, embarrass, bully, or otherwise harm any other user of the Services;

    • violate, or encourage others to violate, any right of a third party, including by infringing or misappropriating any third-party intellectual property rights or financial, business or moral interests;

    • interfere with security-related features of the Services, including by: (a) disabling or circumventing features that prevent or limit use or copying of any content; or (b) reverse engineering or otherwise attempting to discover the source code of any portion of the Services except to the extent that the activity is expressly permitted by applicable law;

    • interfere with the operation of the Services or any user’s enjoyment of the Services, including by: (a) uploading or otherwise disseminating any virus, adware, spyware, worm, or other malicious code; (b) making any unsolicited offer or advertisement to another user of the Services; (c) collecting personal information about another user or third party without consent; (d) interfering with or disrupting any network, equipment, or server connected to or used to provide the Services; (e) interrupting, suspending, slowing down, or preventing Services continuity; (f) hacking into The VBC's systems supporting the Services; (g) hijacking the Application's system resources; (h) taking any actions that would place a disproportionate load on The VBC & PGH Sàrl’s infrastructure; or (i) breaching the security and authentication systems of the Services; 

    • hack into any third party’s IT systems or otherwise violate the integrity or security of or harm, control, interfere with or intercept all or part of a third party's IT systems;

    • perform any fraudulent activity including impersonating any person or entity, claiming a false affiliation, accessing any other Services account without permission, or falsifying your age or date of birth;

    • improve the search engine optimization of a third party’s website, sell, cede or otherwise transfer the access granted under these Terms or any Materials (as defined above) or any right or ability to view, access, or use any Materials, or otherwise make money from all or part of your access to the Services (including any Materials and information hosted on or shared through the Services); or

    • attempt to do any of the acts described in this Section 8 or assist, incite or permit any person into engaging in any of the acts described in this Section 8.

    9. Modification of Terms

    We reserve the right to change these Terms on a going-forward basis at any time. Please check these Terms periodically for changes. If a change to these Terms materially modifies your rights or obligations, we may require that you accept the modified Terms in order to continue to use the Services. Material modifications are effective upon your acceptance of the modified Terms. Immaterial modifications are effective upon publication. Any other amendments to these Terms, other than those permitted in this Section 9, must be in writing and signed by authorized representatives of the parties to these Terms. Disputes arising under these Terms will be resolved in accordance with the version of these Terms that was in effect at the time the dispute arose.

    10. Term, Termination, and Modification of Services Term.

    These Terms are effective beginning when you arrive on the site or the app, and/or accept the Terms or first download, install, access, or use the Services, and ending when terminated as described below.
    Termination. If you violate any provision of these Terms, your authorization to access the Services and these Terms automatically terminate, and The VBC reserves the right to take all appropriate measures and instigate any legal proceedings against you and to notify and cooperate the relevant authorities where applicable.

    Effect of Termination. Upon termination of these Terms: (a) your license rights will terminate and you must immediately cease all use of the Services; (b) you will no longer be authorized to access your Account or the Services and your Account will automatically be deleted; and (c) any provisions that by their nature are intended to survive termination of these Terms will survive.

    Modification of the Services. The VBC reserves the right to modify or discontinue the Services at any time (including by limiting or discontinuing certain features of the Services), temporarily or permanently, without notice to you. The VBC will have no liability for any change to the Services or any suspension or termination of your access to or use of the Services.

    11. Indemnity

    To the fullest extent permitted by law, you are responsible for your use of the Services, and you will defend and indemnify The VBC, its affiliates and their respective shareholders, directors, managers, members, officers, employees, consultants, and agents (together) from and against every claim brought by a third party, and any related liability, damage, loss, and expense, including reasonable attorneys’ fees and costs, arising out of or connected with: (a) your unauthorized use of, or misuse of, the Services; (b) your violation of any portion of these Terms, any representation, warranty, or agreement referenced in these Terms, or any applicable law or regulation; (c) your violation of any third-party right, including any intellectual property right or publicity, confidentiality, other property, or privacy right; or (4) any dispute or issue between you and any third party. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you (without limiting your indemnification obligations with respect to that matter), and in that case, you agree to cooperate with our defense of those claims.

    12. Disclaimers; No Warranties

    The services and all materials and content available through the services are provided “as is” and on an “as available” basis. The VBC disclaims all warranties of any kind, whether express or implied, relating to the services and all materials and content available through the services, including: (a) any implied warranty of merchantability, fitness for a particular purpose, title, quiet enjoyment, or non-infringement; and (b) any warranty arising out of course of dealing, usage, or trade. The VBC & PGH Sàrl does not warrant that the services or any portion of the services, or any materials or content offered through the services, will be uninterrupted, secure, or free of errors, viruses, or other harmful components, and the vbc does not warrant that any of those issues will be corrected.

    no advice or information, whether oral or written, obtained by you from the services or swapcard entities or any materials or content available through the services will create any warranty regarding any of the vbc entities or the services that is not expressly stated in these terms. we are not responsible for any damage that may result from the services and your dealing with any other services user. you understand and agree that you use any portion of the services at your own discretion and risk, and that we are not responsible for any damage to your property (including your computer system or mobile device used in connection with the services) or any loss of data, including user content.

    the limitations, exclusions and disclaimers in this section apply to the fullest extent permitted by law. The VBC & PGH Sàrl does not disclaim any warranty or other right that The VBC is prohibited from disclaiming under applicable law.

    13. Limitation of Liability

    To the fullest extent permitted by law, in no event will The VBC or/& PGH sàrl entities be liable to you for any indirect, incidental, special, consequential or punitive damages (including damages for loss of profits, goodwill, or any other intangible loss) arising out of or relating to your access to or use of, or your inability to access or use, the services or any materials or content on the services, whether based on warranty, contract, tort (including negligence), statute, or any other legal theory, and whether or not any The VBC or/& PGH Sàrl entity has been informed of the possibility of damage.

    to the fullest extent permitted by law, the aggregate liability of the The VBC or/& PGH Sàrl entities to you for all claims arising out of or relating to the use of or any inability to use any portion of the services or otherwise under these terms, whether in contract, tort, or otherwise, is limited to $1.

    Each provision of these terms that provides for a limitation of liability, disclaimer of warranties, or exclusion of damages is intended to and does allocate the risks between the parties under these terms. this allocation is an essential element of the basis of the bargain between the parties. each of these provisions is severable and independent of all other provisions of these terms. the limitations in this section will apply even if any limited remedy fails of its essential purpose.

    16. Third-Party Terms

    Third-Party Services. THE VBC may provide tools through the Services that enable you to export information, including User Content, to Organizers, Attendees, Exhibitors, advertisers, professionals, salespersons (including potential partners) and other third-party services (collectively, Third-Party Services). By using one of these tools, you agree that The VBC may transfer that information to the applicable Third-Party Services. Third-Party Services are not under The VBC or PGH Sàrl’s control, and, to the fullest extent permitted by law, The VBC or/& PGH Sàrl are not responsible for any Third-Party Services’s use of your exported information. The VBC or/& PGH Sàrl will not take part in any disputes whatsoever between you and any Third-Party Services provider, particularly concerning Event participation, guarantees, declarations or any other obligations whatsoever to which Third-Party Services providers may be bound.

    Linked Websites. The Services may contain links to third-party websites. Linked websites are not under The VBC’s control, and The VBC is not responsible for their content, adverts, products, services or availability (including websites run by The VBC or/& PGH Sàrl’s third-party partners). Third-party websites are governed by their own terms and conditions of use.

    Third-Party Software. The Services may include or incorporate third-party software components that are generally available free of charge under licenses granting recipients broad rights to copy, modify, and distribute those components (Third-Party Components). Although the Services are provided to you subject to these Terms, nothing in these Terms prevents, restricts, or is intended to prevent or restrict you from obtaining Third-Party Components under the applicable third-party licenses or to limit your use of Third-Party Components under those third-party licenses.

    Payments. The VBC - The Virtual Business Card or PGH Sàrl dont store your credit card or payment information anywhere on our site.

    17. Advertising

    The VBC, in collaboration with the Third-Party, reserves the right to include in any communication with you or on any portion of the Platform or the Services advertising and promotional messages at its discretion.

    18. The VBC and PGH Sàrl Entity, Governing Law and Venue

    The Services are being provided to you by The VBC &/or PGH Sàrl and your use of the Services constitutes an agreement by The VBC & PGH Sàrl and by you to be bound by these Terms.

    The VBC is one product of PGH Sàrl registered in Delémont, headquartered at Au Village 28b in Soubey (2887), and you may contact The VBC &/or PGH Sàrl by sending correspondence to that address or by emailing by using the form in the footer at the left corner. These Terms are governed by the laws of Switzerland without regard to conflict of law principles, and the only court competent to deal with any dispute between you and The VBC &/or PGH Sàrl that may arise about their validity, interpretation or performance, unless there is a contrary and mandatory procedural requirement, will be the Tribunal cantonal du Jura at Porrentruy in Switzerland ( in french language ).

    19. Miscellaneous

    General Terms. These Terms, together with the Privacy Policy and any other agreements expressly incorporated by reference into these Terms, are the entire and exclusive understanding and agreement between you and The VBC &/or PGH Sàrl regarding your use of the Services. You may not assign or transfer these Terms or your rights under these Terms, in whole or in part, by operation of law or otherwise, without our prior written consent. We may assign these Terms at any time without notice or consent. The failure to require performance of any provision will not affect our right to require performance at any other time after that, nor will a waiver by us of any breach or default of these Terms, or any provision of these Terms, be a waiver of any subsequent breach or default or a waiver of the provision itself. Use of Section headers in these Terms is for convenience only and will not have any impact on the interpretation of any provision. Throughout these Terms the use of the word “including” means “including but not limited to” and the use of the word “Services” includes any Platform created through the Services. If any part of these Terms is held to be invalid or unenforceable, the unenforceable part will be given effect to the greatest extent possible, and the remaining parts will remain in full force and effect.

    Privacy Policy. Please read The VBC Privacy Policy [link to privacy policy] carefully for information relating to our collection, use, storage, and disclosure of your personal information. The VBC Privacy Policy is incorporated by this reference into, and made a part of, these Terms.

    Additional Terms. Your use of the Services are subject to all additional terms, policies, rules, or guidelines applicable to the Services or certain features of the Services that we may post on or link to from the Services, which are all incorporated by this reference into, and made a part of, these Terms.

    Consent to Electronic Communications. By using the Services, you consent to receiving certain electronic communications from us as further described in our Privacy Policy. Please read our Privacy Policy to learn more about our electronic communications practices. You agree that any notices, agreements, disclosures, or other communications that we send to you electronically will satisfy any legal communication requirements, including that those communications be in writing.

    Notice to California Residents. If you are a California resident, under California Civil Code Section 1789.3, you may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 N. Market Blvd., Suite S-202, Sacramento, California 95834, or by telephone at (800) 952-5210 in order to resolve a complaint regarding the Services or to receive further information regarding use of the Services.

    Consent to Electronic Data as Proof of Admittance. If you are outside of the United States, then you acknowledge and agree that: (a) data collected by the Application and on The VBC or/& PGH Sàrl’s IT equipment is a true reflection of the transactions taking place under the scope of this agreement; and (b) this data constitutes the main mode of proof admitted by the parties.

    No Support. We are under no obligation to provide support for the Services. In instances where we may offer support, the support will be subject to published policies.

    VBCs Design Presentation. The VBC - The Virtual Business Card introduces you to the VBCs in situation using mockups to help you get a better idea of the design of a VBC, all VBCs are digital only and can only be used in The VBC - The Virtual Business Card app, all use in another application is prohibited as the code was created by The VBC - The Virtual Business Card ( Intellectual Property ). Your VBCs cannot exported to be printed even if you have purchased one of our designs in app as they are for digital use only. All the designs and the code of Virtual Business Cards are under Copywrite.

    Notice Regarding Apple
    . This provision applies to your use of the Application if you are using the Application on an iOS device. You acknowledge that these Terms are between you and The VBC &/or PGH Sàrl only, not with Apple Inc. (Apple), and Apple is not responsible for the Services or the content of it. Apple has no obligation to furnish any maintenance and support services with respect to the Services. If the Services fails to conform to any applicable warranty, you may notify Apple, and Apple will refund any applicable purchase price for the mobile application to you. To the maximum extent permitted by applicable law, Apple has no other warranty obligation with respect to the Services. Apple is not responsible for addressing any claims by you or any third party relating to the Services or your possession and/or use of the Services, including: (1) product liability claims; (2) any claim that the Services fails to conform to any applicable legal or regulatory requirement; or (3) claims arising under consumer protection or similar legislation. Apple is not responsible for the investigation, defense, settlement and discharge of any third-party claim that the Services and/or your possession and use of the Services infringe a third party’s intellectual property rights. You agree to comply with any applicable third-party terms when using the Services. Apple and Apple’s subsidiaries are third-party beneficiaries of these Terms, and upon your acceptance of these Terms, Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third-party beneficiary of these Terms. You hereby represent and warrant that: (a) you are not located in a country that is subject to a U.S. Government embargo or that has been designated by the U.S. Government as a “terrorist supporting” country; and (b) you are not listed on any U.S. Government list of prohibited or restricted parties.

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    PGH Sarl

    Au Village 28b

    2887 Soubey - JU


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